Urology disposable are covered under medical insurance, with some riders
Though Urology disposables manufacturers supply the stuff at reasonable prices, the perpetual need makes them unaffordable. These items are required quite frequently and sometimes patients are required to use it for years. In such a situation it should be very clear that what will be covered in medical insurance and what not?
Here are a few examples of urology disposables and the insurance coverage. These are general guidelines, and the particular insurance policy may offer a different coverage. It is always better asking the insurance officials about it.
Intermittent catheters
They are normally covered under the basic medical policy criteria. However, some companies put a ceiling on the number of disposables. Since it is a single-use item, you can keep track of it easily. Suppliers like Manishmedii offer proper receipts and evidence so that you can submit the same with the insurance officials. Patients suffering from permanent urine incontinence or retention need to use the same for a long time. In such case, it is furthermore important to maintain records.
Foley catheters
Manishmedii also supplies several varieties of Foley catheter that remains in the bladder permanently or temporarily. Insurance experts say that patients are supposed to show the supporting information to get coverage under medical insurance. Urology disposables manufacturers supply these catheters and accessories with proper invoicing so that there is no ambiguity about it.
Urinary collection devices
They are covered under medical insurance for those patients who face permanent incontinence. Similarly, drain bags also fall in the same category. However, documentation has to be there substantiating the medical need of these devices.
Users should seek the clarity of insurance coverage before claim submission. It speeds up the processing.
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